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Saturday, April 18, 2015

It is Good to Know You Have International Travel Insurance

It is Good to Know You Have International Travel Insurance

Whenever you travel overseas you are many times required to get certain vaccinations or preventative medicines before you go. These are a type of insurance against picking up some nasty germ or bug that could disable you on your trip and is also meant to prevent you from bringing that parasite home with you when you return. International travel insurance is similar in that you just never know what is going to happen to you when you are out of the U.S. and although you may never need to use it, international travel insurance will give you some much needed peace of mind while traveling in foreign countries.

One of the worst things that can happen to you while on vacation or on business travel is for you to get sick. Imagine you are in a foreign country and you come down with some terrible virus or even worse, you fall down and hurt yourself or, God forbid, you break a bone. Chances are that the medical help in these countries is expensive and probably not all that great as compared to medical facilities where you live. If you are in a remote beach town in Nicaragua, for example, dont expect to just be able to pick up the phone, dial 911 and have an ambulance come and get you in ten minutes or less. Often times you will need to get yourself to the hospital or doctors office, and many times that can be very far away indeed. Can you imagine driving yourself to a hospital that is three hours away after you have had a traffic accident and your collarbone is shattered, or your leg is broken at the kneecap? If you think this is an unlikely scenario, think again. Every year thousands upon thousands of travelers suffer horrible accidents or contract invasive diseases. Many of these same travelers end up dying far away from home and proper medical help.

With international travel insurance such as Travel Guard, one can travel with much more freedom from worry. Travel Guard and other similar international travel insurance companies offer much needed services when you travel abroad.

The first thing one thinks about when you mention international travel insurance is the kind of insurance that pays your beneficiaries if your plane goes down. We have all seen the kiosks at the airport that sell travel insurance. Some of us stop and pay our premium then hop on the plane and hope that we never have to use it, because if we do then that means that we are dead or dismembered from a plane crash. But international travel insurance is much more than that. It pays for lost luggage, changes of travel schedule, missed connections, overnight stays at hotels if your flight is delayed, purchases of clothing if your bags dont arrive with you at your destination, and best of all, international travel insurance pays for doctor and hospital stays if you get sick or injured while traveling abroad. Some insurance even covers getting airlifted from wherever remote location you find yourself and to the medical facility with a helicopter.